Critical illness insurance is a policy that pays out a tax free lump sum if you are diagnosed with an illness covered in the plan. This can be used to pay bills, private treatment, debts or to clear a mortgage or loan.

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It can be arranged on a level, increasing or decreasing basis, depending on whether you are protecting a mortgage or your family.

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Examples of things a critical illness insurance policy might cover are, stroke, heart attack and cancer.

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We will assess your needs based on your circumstances and make our recommendation to make sure you are protected if the worst happens.